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Disclosures
Government regulations require that we make certain disclosures available to you when you open an account with Centier.
- Consumer Deposit Account Agreement
- Business Deposit Account Agreement
- CD Truth in Savings
- CD Truth in Savings - Climbing Rate
- CD Truth in Savings - 5 Year Guaranteed Growth
- CD Truth in Savings - Jumbo Rate
- IRA Truth in Savings
- IRA Truth in Savings - Climbing Rate
- IRA Truth in Savings - 5 Year Guaranteed Growth
- Service Charge Listing (EN)
- Service Charge Listing (SP)
- Digital Banking Terms and Conditions
- Business Online Banking Terms and Conditions
- Electronic Communication Agreement
- Beneficial Ownership Requirements
- Loan Payment Integrated Voice Response (IVR) Terms and Conditions
- Wire Transfer Services Agreement
- Billinero Deposit Agreement and TISA (as of October 1, 2024)
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit
https://www.fdic.gov/deposit/deposits/index.html
Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act)
The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry (“the Registry”) and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.
Children's Online Privacy Protection Act
Centier Bank's website is not directed to individuals under the age of thirteen. We do not market to children, nor do we knowingly collect or retain personal identifiable information from children, unless we obtain consent from their parents. We recognize that protecting a child's privacy and identity online is important, and that the responsibility to do so rests with both the online industry and parents.
Visit the FTC website, https://www.ftc.gov/ for more information regarding the protection and privacy of children online (Children's Online Privacy Protection Act, COPPA).
Accessibility Assistance
If you have difficulty using or accessing any element of this website or Centier Bank's online banking portal, please feel free to call us at 1-888-CENTIER or email us at [email protected], and we will work with you.