Make a Payment on Your Centier Loan
By giving you several options to make payments on your loans, Centier makes it easier for you to bank on your terms. With options like Digital Banking, Automatic Transfers, branch payments, and more, we want to give you the ability to stay on top of all of your finances safely and securely.
External Payments
Learn MoreWe offer you a secure option to make payment on your Centier loan with funds from another institution using a personal check, or a Visa(R), Discover(R), or Mastercard(R) debit card.
You will need your full 13-digit loan account number (e.g. 9050000080000), the last four digits of the primary borrower's Social Security Number, and method of payment to proceed.
If you have a Centier deposit account, please use the "Digital Banking" option.
Payments entered by 7:00 p.m. will be posted effective as of the next business day. Payments made after this time will be posted effective as of the second business day. For additional information: View Payment Processing Table.
Centier Digital Banking
Learn MoreThrough Centier's Online Banking and Mobile Banking options, we give you the full knowledge that access to your Centier checking account is with you, wherever you are. To begin, you can access Digital Banking online or by using the Apple or Android mobile apps.
Automatic Transfers with Digital Banking
By using the Move Money feature, you can make a transfer or schedule a transfer. Simply choose the amount and the frequency and we will automatically transfer money from either your Centier checking or savings account. Your transfer will take place immediately!*
*Transfer will take place immediately providing there are no holds on your accounts and the funds are available for transfer. If you are making the transfers outside of normal business hours, then the transfer will be posted using the next business date.
More Options
You can also make your loan payment through Centier's Loan Payment Interactive Voice Response (IVR) system, which accepts a combination of voice telephone input and touch-tone keypad selection to take you through the payment process. Payments may generally be made on all Centier loan types, excluding credit cards and commercial loans, however, certain conditions may apply.
You will need your full 13-digit loan account number (e.g. 9050000080000), the last four digits of the primary borrower's Social Security Number, and method of payment to proceed.
Payments entered by 7:00 p.m. will be posted effective as of the next business day. Payments made after this time will be posted effective as of the second business day. For additional information, View Payment Processing Table
For a full list of Terms and Conditions for Centier's loan payment IVR system, click here.
To begin: call our IVR system at 866-271-5522.
If you aren't ready to embrace new technological advances in banking, we understand. You can still make a payment at any Centier Bank location in person by writing a check and bringing in your loan payment slip.
Click here to find a list of all of our Centier Bank banking centers, along with contact information for each branch. You can also call our Client Service Center with any questions at 1-888-CENTIER.
Understanding when your payment is processed
| If you make a payment online | Your payment will be posted |
|---|---|
| Before 7 PM CST | The next business day (Monday-Friday) |
| Between 7 PM and 11:59 PM CST | The second business day (Monday-Friday) |
For example:
- Payments entered by 7:00 p.m. Central Standard Time (CST) will be posted effective as of the next business day. Payments made after this time will be posted effective as of the second business day. Business Days are Monday through Friday, excluding Holidays, Saturdays, and Sundays.
- A payment made BEFORE 7:oo PM CST on Thursday will be posted next business day Friday. A payment made AFTER 7:00 PM CST on Thursday will be posted as the second business day Monday. Further, excluding any holidays, i.e., if a holiday were to fall on that Monday posting would take place Tuesday.
- A payment made AFTER 7:00 pm CST on Friday, Saturday, or Sunday would be processed on the second business day Tuesday. Further, excluding any holidays, i.e., if a holiday were to fall on that Monday or Tuesday posting would take place Wednesday.
