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Find the Right Loan for Your Business!
Loan Type | SBA 7(a) Loan | SBA 504 Loan |
---|---|---|
Account Features |
For starting, acquiring and expanding a small business. We also offer a SBA 7(a) Express loan that features an accelerated turnaround time for SBA review. | A loan to provide financing for major fixed assets such as equipment or real estate. |
Business Net Worth | Below $15 million and an average net income below $5 million. | Below $15 million and an average net income below $5 million. |
Loan Amount |
Up to $5,000,000 | Up to $6,500,000 for the Centier financed portion. |
Loan Rates | Fixed or Variable | Fixed or Variable |
Loan Terms |
Up to 7 years for working capital, 10 years for equipment, and 25 years for real estate. | Up to 20 years on Real Estate and up to 10 years on machinery or equipment. |
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You can share your link with friends from your mobile number, social media account or email. In the link, there are detailed instructions telling your friend how to join and earn cash. Personalize your message so your friend knows it’s from you.
You can invite an unlimited number of friends! We encourage you to invite as many friends as you’d like. The number of rewards is unlimited.
Simply visit centier.com/invite-a-friend and click "My Stats" found under the sharing options. Enter your email address then we'll send you an update showing the number of rewards earned and the friends you’ve shared with via email.
You can refer an unlimited number of friends! We encourage you to share with as many friends as you’d like. The number of rewards are unlimited.
To check the status of your reward(s), you can visit centier.com/invite-a-friend, and click “My Stats”. You’ll receive an email that includes the progress for each of your referrals. If you still have questions, please contact your local branch or our Client Solutions Center at 1-888-236-8437.
If all criteria are met, a $50 reward to both the referrer and the referred friend will be deposited within 90 days of account opening. $50 rewards will be treated as a credit to the primary accountholder of the referrer’s and referred friend’s accounts.
To participate, you must be at least 18 years old with an open and active personal checking. Friends who currently have an active account or had an active account in the last 12 months but no longer bank with us are not eligible.
First, visit centier.com/refer-a-friend and sign up by entering the requested information to get your unique share link. The information collected helps to ensure that the correct account is rewarded. Then, start sharing with friends via text, email, Facebook or Twitter. Once your friend clicks on your link and signs up, they will need to open a qualified personal checking account, and enroll in e-Statements, Online Banking or Direct Deposit within the first 90 days after account opening.
Our Centier Bank Refer-A-Friend program rewards you with $50 (credited to your checking account) for every friend you refer who opens a qualified personal checking account and completes the required actions. Your friend benefits too – they also earn $50 (credited to their checking account).