Explore Business Financing Solutions
Term Loans
Term loans offer longer working capital than other business financing options. Business loans are available with a variety of terms and repayment options. Whether you're a business owner looking to acquire real estate, purchase equipment, or expand business operations, we have the right options and expertise to help you make the best financing decision.
Explore SBA Loan Financing Solutions
Centier Bank is an SBA Preferred Lender and is ranked in the top 10% of all SBA lenders nationally by loan volume.
Loan Type | SBA 7(a) Loan | SBA 504 Loan |
---|---|---|
Account Features |
For starting, acquiring and expanding a small business. We also offer a SBA 7(a) Express loan that features an accelerated turnaround time for SBA review. | A loan to provide financing for major fixed assets such as equipment or real estate. |
Business Net Worth | Below $15 million and an average net income below $5 million. | Below $15 million and an average net income below $5 million. |
Loan Amount | Up to $5,000,000 | Up to $6,500,000 for the Centier financed portion. |
Loan Rates | Fixed or Variable | Fixed or Variable |
Loan Terms | Up to 7 years for working capital, 10 years for equipment, and 25 years for real estate. | Up to 20 years on Real Estate and up to 10 years on machinery or equipment. |
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Business Loan Disclosures
*Source: U.S. Small Business Administration (SBA) 7(a) and 504 Lender Report.